Ufulu Finance - Financial Freedom in Reach
Chief Finance Officer (CFO)
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FinanceFull-TimePriority Vacancy

Chief Finance Officer (CFO)

Lilongwe Head Office
Finance
Deadline: Friday, 20th November, 2026
Role Summary

About This Opportunity

To provide strategic financial leadership and ensure sound financial management, financial sustainability, regulatory compliance, effective financial controls and accurate financial reporting. The CFO will safeguard the institution’s financial resources while supporting business growth, profitability and long-term sustainability.

Reports ToChief Executive Officer
Daily Impact & Scope

Key Responsibilities & Deliverables

Financial Strategy and Planning

  • Develop and implement financial strategies, annual budgets, financial forecasts, business plans and medium-term financial projections aligned with the institution’s strategic objectives.

Financial Reporting

  • Oversee preparation of accurate monthly, quarterly and annual financial statements in accordance with applicable IFRS, accounting standards and regulatory reporting requirements.

Treasury, Grant and Liquidity Management

  • Manage cash flows, liquidity positions, funding requirements, capital adequacy and working capital to ensure the institution meets its financial obligations.

Budgetary Control and Performance Management

  • Monitor budget execution, analyse financial variances, assess cost efficiency and provide management with financial performance reports and recommendations.

Financial Risk Management

  • Identify, assess and mitigate financial risks, including liquidity, credit, interest rate, foreign exchange and operational financial risks.

Internal Controls and Governance

  • Establish and maintain robust financial policies, procedures, accounting controls, expenditure authorisation frameworks and asset management systems.

Regulatory and Statutory Compliance

  • Ensure compliance with applicable financial services regulations, Reserve Bank of Malawi requirements, tax legislation, statutory obligations and other reporting requirements.

Audit Management

  • Coordinate internal and external audits, address audit findings and ensure timely implementation of agreed corrective actions.

Funding and Capital Management

  • Develop funding strategies, manage lender and investor relationships, evaluate financing options and advise management on capital allocation and investment decisions.

Strategic Advisory

  • Provide the Board and management with financial analysis, investment appraisals, profitability assessments, financial modelling and recommendations on strategic business decisions.
Performance Measures

Key Performance Indicators

  • 1Accuracy and timeliness of financial statements and regulatory returns.
  • 2Budget performance and expenditure control.
  • 3Liquidity and cash-flow management.
  • 4Profitability and financial sustainability.
  • 5Compliance with statutory and regulatory requirements.
  • 6Timely resolution of audit findings.
  • 7Effectiveness of internal financial controls.
  • 8Quality and timeliness of financial advice to management and the Board.
Ideal Candidate Profile

Qualifications & Experience

  • Master’s degree in Finance, Accounting, Business Administration or a related field is an added advantage.
  • Bachelor’s degree in Accounting, Finance or a relevant discipline.
  • Professional accounting qualification such as ACCA, CIMA or CPA (Malawi) is essential.
  • At least 8–10 years’ relevant experience, with a minimum of 5 years in a senior finance or financial management role.
  • Experience in microfinance, banking or another regulated financial institution is strongly preferred.
  • Demonstrable experience in financial reporting, treasury management, budgeting, audit, taxation and regulatory compliance.
What You Bring

Skills & Competencies

  • Advanced financial modelling, forecasting and scenario analysis.
  • Strong knowledge of IFRS and financial reporting standards.
  • Treasury, liquidity and capital management.
  • Financial services regulatory and prudential reporting.
  • Tax planning and statutory compliance.
  • Internal controls, risk management and audit frameworks.
  • Advanced Excel and financial management systems/ERP.
  • Financial performance analysis and management reporting.
Terms of Employment

Remuneration

Salary

Competitive salary with other benefits

You will sign an employment contract with Ufulu Finance Limited.

Official Application

Ready to Apply?

Submit your application online using the form below.

Role:Chief Finance Officer (CFO)
Department:Finance
Location:Lilongwe Head Office
Type:Full-Time
Reports to:Chief Executive Officer
Deadline:Friday, 20th November, 2026
Applications and enquiries:vacancies@ufulufinance.com